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Showing posts from August, 2016

Why Budgeting Didn't Work For Me - Stop Living Paycheck to Paycheck pt. 1

I had an on-paper (well, on-Excel) budget for years, but I still got further into debt and still always felt out of control of my money. I felt like it was more hassle than it was worth. What was the point if I was still always going to be broke?

Budgeting didn't work for me for many many years.

So I get why most folks are reluctant to try it or why they say it doesn't work or doesn't matter. I've seen with own eyes that it didn't work.

Fast forward to today and I have a budget that really works. It's not that different and it's based on the exact same Excel spreadsheet I've been using for years. What's the difference?

Let me tell you why budgeting didn't work for me before.


On Giving to the Homeless

I recently reached out to a somewhat famous blogger/podcaster/personality because I heard some comments from him about his view on giving to the homeless. It really struck a chord with me.

His views are pretty common. So I'm posting my letter here as well.

Enjoy.