9.07.2016

Spending with Cash - Stop Living Paycheck-to-Paycheck, Adendum

I wanted to take a minute to talk a little bit about the most common excuse I hear for NOT budgetting in the way I outlined in my previous post... spending with cash instead of a card.

"I don't want to carry that much cash around!"

Or....five billion other version of that excuse.

I say "excuse" because that's exactly what it is. It's an excuse.


9.05.2016

Budgeting that Works - Stop Living Paycheck to Paycheck pt. 2

Budgeting is one area in my life I get asked about quite a bit lately. Probably because I've shared publicly that last year, we started working on our finances.

It's crazy to me that in this day and age of hyper sharing, we're still all weird about sharing financial information. I used to work for the government, which meant my salary was public information. And that's when I realized....wait, we all pretty much know what we all make. And we all see the economy, and we're all living with the effects of coming out of a pretty bad recession. It's been rough. We're all going through it. Why don't we TALK about it!?

I would venture to guess that one reason we're in such an economic mess is that we still treat money like some taboo, untouchable subject.

Well, let's stop that right now.

My name is Cyndi, and I used to live paycheck to paycheck. I don't anymore, and here's how I got out of that hole.